Resource of the Month: Individual Disability Income Insurance

The one thing that can have a big impact on our future is our health. While most of us may be prepared to take care of our families in the event of our death, many are not prepared for a future if they become injured or unexpectedly disabled. A disability can affect your ability to work, which will then affect your income. What plans do you have in place?

This month, we’re focusing on preparing for the unexpected, and our resource of the month gives a detailed overview of insurance options if you become disabled.

Want help exploring your options? Contact the Robin S. Weingast & Associates team. We’re here to help make sure you’re ready for the unexpected.

What Robin’s Reading: Disability Insurance

Robin Weingast Reading RecsMay is Disability Insurance Awareness Month, so the Robin S. Weingast & Associates Team has been reading up on the latest trends and news on this important topic. We’ve discovered some interesting insights we want to pass along to you!

1) Only 1/3 of Americans have disability insurance, and many are doing without it because their employer doesn’t offer it, according to a new survey by OneAmerica and the Harris Poll. The survey of 2,100 U.S. adults, revealed that among employed Americans who do not have short- or long-term disability insurance provided by their employer, 43 percent say the reason is because their employer does not offer it. Click here to learn more about what the survey found and what the forecast looks like for disability insurance in the United States.

2) According to the Social Security Administration, just over one in four 20-year-olds will become disabled by age 67, yet disability insurance is often last on the list of priorities for this generation. This interesting piece breaks down why millennials should seriously consider disability insurance, and how to evaluate employment opportunities based upon available disability options. Click here to read “Why Some Millennials Need Disability Insurance”

Are you prepared if you become unable to work due to a disability? Are you a business owner who wants to explore what it would take to offer your employees this valuable coverage? The Robin S. Weingast & Associates team is here to help. Click here to contact us today and learn how we can help you and your employees prepare for anything that comes up in their lives.

Resource of the Month: Sources of Disability Income

Image credit: graphicstock.comMay is Disability Insurance Awareness Month, and if you’re like most people, you probably haven’t planned for the possibility of becoming disabled, nor are you aware of the options available to you if you are unable to work due to a disability.

Our May Resource of the Month outlines sources of disability income available to you, as well as the pros and cons of each one. Read it today and get up to speed on the options available to you and your family!

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